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After his wife's credit card is turned down attempting to buy a washing machine, an irate Reed begins a long and painful process with his bank to get his credit rating corrected. Out on patrol, he and Malloy investigate a parking lot hit-and-run accident based on the victim's recollection of the perpetrator's license plate number, search for two runaways who steal camping gear from a store's basement and make a rare mistake after responding to a liquor store robbery.